ACH PAYMENTS ADDENDUM TO CLIENT AGREEMENT

AUTHORIZATION FOR ELECTRONIC FUND TRANSFERS VIA ACH

Direct Payment via ACH is the transfer of funds from a Client’s account for the purpose of making a payment.

Client hereby authorizes Aspiration Fund Adviser, LLC (“Adviser”) to initiate ACH debit entries to Client’s Summit account:

Client’s Checking Account at the depository financial institution named below (“Depository”). In the event that Adviser debits erroneously from Client’s account, Client authorizes Adviser to credit Client’s account for the amount erroneously debited. Client agrees that ACH transactions Client authorizes comply with all applicable law.

Depository Name: Radius Bank     Account Name: Summit

Routing Number: 211075086

Name on the Account: {{ [user.firstName, user.middleName, user.lastName].join(" ") }}

Amount of debit(s): An amount equal to the amount Client has elected to pay for the Summit Account Tip (“the Tip”) as set forth in the Fee Addendum to the Aspiration Client Agreement (the “Agreement”) to which this ACH authorization relates. Adviser will notify Client at least seven (7) days prior to the payment being debited if the amount of the monthly debit exceeds $6.00.

Amount of debit may include amount Client has elected to donate to charitable giving.

Date(s) and/or frequency of debit(s): Reoccurring monthly, on the last business day of each month. Or, in the case of donations, as directed by Client.

Account verification

In order to verify Client’s account information, Client authorizes Adviser to initiate two non-recurring same-day credit entries to Client’s depository account indicated above in a total aggregate amount not to exceed $1.00 and to electronically credit the same to said account. Client further authorizes Adviser to on the same day initiate an equally offsetting non-recurring debit entry from said account and to electronically debit the same to the account.

Duration of Authorization

Client understands that this ACH authorization will remain in full force and effect until Client notifies Adviser in writing that Client wishes to revoke this authorization. Client understands that Adviser requires notice at least three (3) business days prior to the scheduled date of the transfer in order to cancel this authorization. Any such notice to Adviser must be given as provided under the Agreement.

Client Representation

Client agrees to undertake reasonable efforts to cooperate with Aspiration Fund Adviser, LLC & Radius Bank, as permitted by applicable law, in performing loss recovery efforts and in connection with legal actions that Radius may be obligated to defend or elects to pursue.