Link An External Account

This is the account Aspiration will withdraw from whenever you make investments. When you redeem shares, this account will also be used to deposit those funds.

There are two ways to link and verify your external bank account:

  1. Instant Account Verification (less than 3 minutes)
  2. Deposit Verification (1-2 business days)
    • With Deposit Verification, shares will be purchased at the NAV of the date when the Deposit Verification process is completed and the opening investment is confirmed.

By linking an external bank account, you agree that the Fund(s) and its agents may make additional attempts to debit/credit your account if the initial attempt fails, and that you will be liable for all associated costs.

We use the same 256-bit encryption that banks and the U.S. military use.

Link An External Account

This is the account Aspiration will use to initially fund your Summit Account. It will also be used for transfers to and from your account. (You can link additional bank accounts later.)

There are two ways to link and verify your external bank account:

  1. Instant Account Verification (less than 3 minutes)
  2. Deposit Verification (1-2 business days)

By linking an external bank account, you agree that Aspiration and its agents may make additional attempts to debit/credit your account if the initial attempt fails, and that you will be liable for all associated costs.

We use the same 256-bit encryption that banks and the U.S. military use.

Your Opening Investment

The minimum investment is only {{ application.userMinDepositoryAmount | aspCurrency }} to make it easy to start investing for your future.

Learn about the Aspiration Flagship Fund at the Aspiration Funds Website

Learn about the Aspiration Redwood Fund at the Aspiration Funds Website

Your Opening Deposit

The minimum deposit is only {{ application.userMinDepositoryAmount | aspCurrency }} to make it easy to start saving for your future.

Learn more about the Summit Account

Pay What Is Fair

At Aspiration, you choose our fee based on what you believe is fair. The management fee for similar liquid alternative funds of funds ranges from 0.15% to 1.95%. The average is 0.98%. Traditionally, hedge funds charge much, much more.

The decision is up to you. And don’t worry - you can change your Pay What Is Fair fee anytime.

At Aspiration, you choose our fee based on what you believe is fair. The management fee for similar Sustainable US Equity Funds ranges from 0.10% to 1.71%. The average is 0.70%.

The decision is up to you. And don’t worry - you can change your Pay What Is Fair fee anytime.

Learn how Pay What Is Fair works

I have invested $ {{ (sections.fundaccount.fields.amount.valid ? data.fundingAmount : 0) | aspCurrency }} and I've set my annual fee at $ {{ ( (sections.fundaccount.fields.amount.valid ? data.fundingAmount : 0) * data.sliderValue) | aspCurrency }}
so Aspiration will make a $ {{ (sections.fundaccount.fields.amount.valid ? data.fundingAmount : 0) * data.sliderValue * 0.1 | aspCurrency }} donation to charity.

Don't worry, you can change it anytime

Please set your fee before you continue.
Don't worry you can change it anytime in the future.

Pay What Is Fair

This amazing account is possible because Aspiration doesn’t make a penny off the funds you deposit. The only money we make from this is what you decide to pay us.

You’re under no legal obligation to pay us. But having worked hard to create and operate the Summit Account, we hope you won’t let us down.

Learn how Pay What Is Fair works

“We work for tips – only for tips”

Here’s how much more you’re making each year because of the
Aspiration Summit Account:

Will you make a voluntary payment of a few dollars a month to keep the Summit Account possible?

Don't worry, you can change it anytime

Please set your fee before you continue.
Don't worry you can change it anytime in the future.

Client Acknowledgement

Thank you for joining the Aspiration community!

I certify that checking the box below is equivalent to my written signature. Furthermore, I certify that:

  • I agree to the terms and provisions of the Fee Addendum, the ACH Payments Addendum, and the Electronic Consent Agreement which are addendums to my previously accepted Aspiration Client Agreement.
  • I understand that I have the option to pay an Advisory Fee in the amount that I believe is fair; and I may increase or decrease the Advisory Fee rate at any time (including to 0.00%). If I do so, the adjusted Advisory Fee Rate (if any) in effect at 12:00 PM ET on the last business day of the quarter is effective retroactively from the first business day of the quarter and is used to calculate the Advisory Fee for the quarter.
  • I have received and read the current Aspiration {{ product.name }} Prospectus (the “Fund Company”). I certify that I have the authority and legal capacity to make this purchase in this account, and that I am of legal age in my state of residence.
  • I authorize the Fund Company and its agents to act upon instructions (by phone, in writing or other means) believed to be genuine and in accordance with procedures described in the prospectus for this account or any account into which transfers are made. I authorize the registered representative assigned to my account to have access to my account and to act on my behalf with respect to my account. I agree that neither the Fund Company nor any of its agents will be liable for any loss, cost or expense for acting on such instructions.
  • The Fund Company can redeem shares from my account(s) to reimburse for any loss due to non-payment or other indebtedness.
  • I understand that my property may be transferred to the appropriate state if no activity occurs in the account within the time period specified by law. This process is governed by the escheatment laws of your state.


Under penalty of perjury, I certify that: 


  1. I am the owner of the account used to invest in the Aspiration {{ product.name }}
  2. I am a U.S. person (including a U.S. resident alien) as defined on IRS Form W-9.
  3. The Social Security Number or Taxpayer Identification Number shown on this application is correct.
  4. I am not subject to backup withholding.
  5. I certify that if am employed by or affiliated with a broker dealer I will provide Aspiration with my position, employer’s name and address by emailing support@aspiration.com, and I am not a 10% shareholder, director or policy maker of a publicly traded company.

The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.


Fund Shares are not deposits or obligations of, or guaranteed or endorsed by, any financial institution and are not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board or any other agency.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Please remember that any documents or information we gather in the verification process will be maintained in a confidential manner.

I certify that checking the box below is equivalent to my written signature. Furthermore, I certify that:

  • I agree to the terms and provisions of the Aspiration Client Agreement, which includes the Electronic Consent Agreement, the Fee Addendum, and the ACH Payments Addendum.
  • I understand that I have the option to pay an Advisory Fee in the amount that I believe is fair; and I may increase or decrease the Advisory Fee rate at any time (including to 0.00%). If I do so, the adjusted Advisory Fee Rate (if any) in effect at 12:00 PM ET on the last business day of the quarter is effective retroactively from the first business day of the quarter and is used to calculate the Advisory Fee for the quarter.
  • I agree to Aspiration’s Privacy Policy, and Terms of Use
  • I have received Aspiration Fund Adviser’s ADV
  • I have received and read the current Aspiration {{ product.name }} Prospectus (the “Fund Company”). I certify that I have the authority and legal capacity to make this purchase in this account, and that I am of legal age in my state of residence.
  • I authorize the Fund Company and its agents to act upon instructions (by phone, in writing or other means) believed to be genuine and in accordance with procedures described in the prospectus for this account or any account into which transfers are made. I authorize the registered representative assigned to my account to have access to my account and to act on my behalf with respect to my account. I agree that neither the Fund Company nor any of its agents will be liable for any loss, cost or expense for acting on such instructions.
  • The Fund Company can redeem shares from my account(s) to reimburse for any loss due to non-payment or other indebtedness.
  • I understand that my property may be transferred to the appropriate state if no activity occurs in the account within the time period specified by law. This process is governed by the escheatment laws of your state.


Under penalty of perjury, I certify that: 


  1. I am the owner of the account used to invest in the Aspiration {{ product.name }}
  2. I am a U.S. person (including a U.S. resident alien) as defined on IRS Form W-9. 

  3. The Social Security Number or Taxpayer Identification Number shown on this application is correct.
  4. I am not subject to backup withholding.
  5. I certify that if am employed by or affiliated with a broker dealer I will provide Aspiration with my position, employer’s name and address by emailing support@aspiration.com, and I am not a 10% shareholder, director or policy maker of a publicly traded company.

The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.


Fund Shares are not deposits or obligations of, or guaranteed or endorsed by, any financial institution and are not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board or any other agency.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Please remember that any documents or information we gather in the verification process will be maintained in a confidential manner.

Client Acknowledgement

Thank you for joining the Aspiration community

I certify that checking the box below is equivalent to my written signature. Furthermore, under penalty of perjury, I certify that:

I certify that checking the box below is equivalent to my written signature. Furthermore, under penalty of perjury, I certify that:

  • I agree to the terms and provisions of Summit Tip Addendum and ACH Payments Addendum, which are addendums to my previously accepted Client Agreement.
  • I am the owner of the account used to fund my Aspiration Summit Account.
  • I am a U.S. Person (including a U.S. resident alient) as defined on IRS Form W-9.
  • The Social Security Number or Taxpayer Identification Number shown on this application is correct

You're On Your Way!